Spend Less Than You Earn

This module will help you become proactive in the daily organization and management of your finances. We seek to provide you information and tools you can use to evaluate your income, develop a spending plan, and come up with a plan to help you reach your financial goals. Unfortunately, this process is not easy and can easily create frustration. As you begin to establish this spending plan, we urge you to continually pray through the material and seek God’s power of diligence and perseverance.